Want to earn extra cash on the road? – Drive for Uber Eats

Looking for a fun way to earn money while pursuing your RV dream? Drive for Uber Eats and get paid instantly when you need it as well as being able to work in most major cities in the US.

Why I prefer to work Uber Eats

Uber has taken the world by storm and has provided millions of working folk a way to earn extra income. The application process is easy and you can be working within days of being approved.

I have been an Uber driver for about two years and have worked it in conjunction with another great side hustle job called Shipt. I love being my own boss, having no one to answer to but my customers, and being able to earn as much or as little as I want.

When I first started Uber it was as a taxi driver. That quickly was something I gave up because I found having succession of different arses in my car just didn’t suit me. I then switched to Uber Eats and have been happy ever since.

There are pros and cons to working each, but at the end of the day I choose to work Uber Eats exclusively and here are some of my pros.

  • Ferrying food is less complicated than ferrying people
  • Less wear and tear on my vehicle
  • able to take numerous trips at close distances
  • discovering great local restaurants that I never noticed are right in my vicinity.
  • You can work UberEats practically anywhere

Working Uber Eats is a breeze

Picking up food orders is so easy! And lots of times I don’t have to even get out of the car because the customer is often waiting in the driveway and will come the driver window.

There’s no risk of someone vomiting in my car, being drunk, talking my ear off or flat out murdering me when my front seat passenger is a McDonalds bag!

Once you find a particularly popular restaurant you can literally sit in the parking lot, pick up deliver, return to the same restaurant wash, rinse, repeat. This allows your trips to stack up fast.

You also get turned on to many eateries right in your area that you never knew about.

I discovered the best cheese steak sub 5 minutes from me that I never noticed although I had driven by it almost daily. If you are a foodie Uber Eats will expand your gastronomic world.

And lastly you can work it ANYWHERE. It is in most major US cities, Europe, South America, Asia, Africa, and Australia.

The Only Con of Uber Eats

Uber Eats’ only con is this…it simply doesn’t pay a lot. Now this is totally subjective because I’m sure you can make $500.00 or more a week if you worked it multiple hours a day. But I tend to do it as a back up or filler job with other side hustles that I have.

With Uber Eats you won’t set the world on fire financially, but I like it, especially in conjunction with working Shipt because when you need the same day money you can do instant cash out.

Say your short on a bill and need an extra $50 dollars that day. You can hop in the car, make the money relatively quickly then pay the bill the the same day.

Perks and Programs

There are some great perks that come with working Uber Eats. Here is what you can receive:

  • Discounts on cell service with Verizon, At&T and Sprint.
  • Discount on Intuit Quickbooks
  • Access to Health Care insurance for freelancers through Stride
  • Discounts for services and products at Autozone, Firestone, Jiffy Lube, Maaco, Meineke, Safelite Auto Glass, The Ticket Clinic, Wheel Works, and Sears Auto.

Like to give Uber Eats a try? Click the box below:

Any questions about Uber Eats or are you a driver? I would love to hear from you in the comments below.

 

 

RV Loans After Bankruptcy – Should You Try It?

How easy is it to acquire RV loans after bankruptcy? Should you try it and what are the chances you’ll be approved? With a bankruptcy 2 years past in my rear view mirror I would like to share my recent experiences in trying to acquire an RV loan as well as the conclusion I eventually came to.

Deciding to Declare Chapter 7

bankruptcy aclassrvsale

Having to declare bankruptcy was one of the hardest things I’ve ever had to do in my life. Due to losing my job and having lived “beyond my means” I had racked up around $80,000 in debt including school loans.

There is such a stigma attached to bankruptcy and knowing it would be on my credit report for seven years, I really deliberated long and hard before deciding to go that route.

As well as the hit to your credit, there is also the emotional toll it takes of feeling like you have failed at your financial life. But here are the reasons I decided to take the plunge:

  • It’s a fairly common legal procedure used by many corporations and prominent individuals.
  • It would give me a fresh financial start
  • If used only once and NOT as a way of life… and if I could implement a new way to operate financially, in other words, live by the philosophy that if I couldn’t pay cash then I really couldn’t afford it, it would be worth it.

So I went ahead with it and got rid of about $35,000 dollars in debt minus school loans. Within 3 months of completion, I was receiving credit card offers.

I opened up a few lines of credit, maintained a zero balance, starting living within my means (which did require me to make adjustments like starting to use a budget), my credit rose from 550 to 683 in about 2 years. Not the best, but certainly good enough I thought to apply for a RV loan and get approved, even at elevated interest rates.

Applying for an RV Loan After Bankruptcy

rv loans after bankruptcy aclassrvsale

Boy was I wrong. So the time had come for me to move out of my travel trailer and into a Class A motor home. I had gone down to my Lazy Days dealership, had a great experience in choosing a RV, and was looking at a 2005 Damon Integra for around $30,000. I knew that I could afford the payments and thought hell, I might not get the best interest rate, but SOMEBODY would approve me.

I’m going to make a long story short. I had 5 different financial institutions decline my application. Reason given on every one…bankruptcy.

You see, it didn’t matter whether I could pay the loan or not, the stigma of bankruptcy on my financial record had left me dead in the water and nobody would touch me with a 10-foot pole, from credit unions to even lenders that dealt with bad credit.

It did not help that I didn’t have a huge down payment to put down, maybe that would have made the difference. It all led me to one conclusion.

Starting My RV Life Debt Free

I took it as a sign that perhaps I should start thinking about a debt free life. How great it would be to walk in and just purchase my RV outright….all mine free and clear. I began thinking about starting my RV life debt free.

How much easier it would be to not have a loan payment? How long would it take me to save up the money? How much of a discount could I get if I walked in all cash?

Living beyond my means and over financing things is what had gotten me in trouble in the first place. Committing to better money management and a debt free life would justify the humiliation of my bankruptcy and would make me feel like I learned the lesson.

So that is what I propose to do. Save the money up until I can buy my first rig with cash!

debt free aclassrvsale

How about you? Have you tried to acquire an RV loan after a bankruptcy and if so what were your experiences? Please leave a comment below.

 

 

 

How Shipt Shopping Can Help Support Your RV Dream

Unless you are debt free and financially independent, finding ways to make money while on the road is a priority. Many people pursue online work like blogging, e-commerce, or work from home positions which are great, but today I would like to inform you as to how Shipt shopping can help to support your RV dream.

What is Shipt?

what is shipt aclassrvsale

Shipt got started in 2014 and is going strong in 43 states across the US.

It is a delivery service that partners with grocery and big name department stores like Publix, Winn Dixie, Harris Teeter, Costco, Target and are constantly expanding.

Much like Uber Eats, it is an independent contractor job and requires you to use your own vehicle.

Everything is handled through the app even the initial interview. You answer a few questions on a video clip and send it in. If they hire you they will send you a debit card to get started and the fun begins.

Nothing is required for you to work for them besides valid a driver’s license, registration/insurance, a good cell plan and your own car.

The company will give you the first Shipt shirts free. You can also purchase all types of accessories from them like cooler bags, hoodies, and car signs. However you are not required to wear their logo, you can dress as you please.

Useful items I have found are a foldable, portable cart and a cell phone holder that attaches to my cart. The cart is very handy for when you deliver to high rises and have heavier or multiple items and the cell holder allows me to work hands free.  These are the ones I use.

Get it on eBay
Get It On Ebay

How it works

Shipt is extremely easy to work and to use. Customers make orders which come straight to your phone. Shopping the orders are a breeze with a very friendly app interface and scanner that won’t let you make mistakes.

shipt app aclassrvsale

Deliver groceries or other items to busy moms, single dads, elderly parents, busy working singles,  folks home sick from work, or people who just hate shopping!

Shipt pays weekly which is very convenient and there are multiple ways to make money… from the order itself, to promotional pay to the tips.

Of course how much you make depends on many factors such as how many orders you do a week, your shopper rating, and if you are full or part-time. Average pay is around $500 if you take 25-30 orders a week.

Tips to make more money with Shipt

Ways to make max money with Shipt include the following:

  • Have a high shopper rating. This means you deliver ON TIME and your order is highly accurate. You will get higher tips and be sent more work based on your rating.
  • Look for those promotional orders. There are times when Shipt gets so swamped with orders and don’t have enough people working to cover them so they start doling out anywhere from $2-$25 on top of your order and tip pay. Some folks only take the promo jobs to make max money per order.
  • Set yourself up on your own schedule and TAKE THE ORDERS WHEN THEY COME! This way you will be sent orders first because your acceptance rate which affects your overall rating will be high.
  • You can also make money by referring other people to Shipt.

The Perks of Shipt

It lends itself well to RV life as it is just 8 states shy of being nationwide so you can work it almost anywhere you travel and SET YOUR OWN SCHEDULE.

Shipt map aclassrvsale

Working Shipt will allow you to get to know the areas in which you currently reside better and give you a real sense of the town and people. You will also know all the sales specials when you do your own shopping:-).

Shipt provides a stellar service that provides real value to the people who work it and use it. It is a company with a corporate culture that has a heart, which is always a plus in my book.

Working Shipt in conjunction with UberEats is a great combo to maximize earning potential during the hours you want to work.

You also get the service for free as a member if you want to use it yourself.

Check out one Shipt shoppers perspective here:

 

I have worked Shipt for 2 years and still I love it. As far as I’m concerned I’m getting paid to get my 10,000 steps in and the weekly money comes in very handy.

Depending on your situation it can definitely have a place in helping to support your RV life.

Want to see if Shipt is a good fit? >>GET STARTED SHOPPING WITH SHIPT

How about using it for yourself? Shipt delivers anywhere including rv parks. Go thorough my link and get $10 off your first order. >>SHOP FOR ME PLEASE

Would love to hear from any Shipt shoppers or users. Please leave any questions below.

3 Surprising Advantages of Full Time Living In An Rv

 

There are lots of pros about rv living. After 10 years I am happy to say that I am still at it. Here are 3 surprising advantages of full time living in a RV.  

Cleaning takes 30 minutes tops!Cleaning 3 surprising advantages aclassrvsale

My cleaning routine is as follows

  • Wash the few dishes my smallish sink holds
  • Sweep out or vacuum the space which for my 30 ft unit is about 200 square feet.
  • Clean out the shower, sink, and toilet in less than 10 minutes.
  • Put things that are laying about in their respective storage areas.
  • Take out the trash
  • Make the bed

Other deeper cleaning tasks such as cleaning out the oven (which currently serves as where I store my pots), microwave, upholstery and cabinetry not withstanding, my typical weekly cleaning takes about 20 minutes.

Boom! All done and ready to head out into the great yonder. My current home base is the Winter Garden RV Resort  where they keep the grounds cut and weeded saving me even more time.

Other aspects of keeping things tidy inside depends on your situation such as whether you have pets or kids, but if you are like me and like to keep a tight ship, RV life lends itself very well to being able to use your valuable time on things other than cleaning!

My core living expenses are around $1200 per month!

core living expenses 3 surprising advantages aclassrvsale

Here are my monthly living expenses in a nutshell.  Currently I am in a travel trailer and am stationary so this will not include class A expenses such as gas, maintenance and insurance.

Expenses are sure to change when I upgrade and I will happily share that as well. But for now…

  • Lot rental – $494.00 (This is rather pricey but the park is in a great location so…)
  • Electric- $50.00
  • Auto loan- $120.00 (I own a smart car)
  • Auto insurance- $95.00
  • Verizon Wireless– $122.00 (Your thinking pricey right? But it’s unlimited data and covers my cell and internet! It also includes my mobile hotspot which provides by far the best service I have had and I’ve tried everything from Sprint to AT&T to Boost! You get what you pay for.)
  • Dental plan- $36
  • Medical $26
  • Massage Envy $59 (This is not necessarily a living expense but I consider it to be a must!)
  • Food, Gas, Misc $200 (Now keep in mind I drive a smart car, bargain shop, and am a frequent guest at my mother’s dinner table 🙂
  • Cable- $0 comes with lot rental

All together we are looking at around $1200 a month. Now of course there are many other miscellaneous expenses I have not listed, but this gives you a core view to see how cost effective this lifestyle can be. I have seen many people come to the park to stay while they are saving for a home or otherwise are in a position where they need to save money or pay off debt.

No mooches able to move in!

mooching 3 surpising advantages aclassrvsale

This is a particular perk that I have found useful. As someone who enjoys living alone there has been more than one occasion in which circumstances have dictated that a friend or family member needs accommodations either immediately or for an extended period.

I simply shrug and tell them “Hey, I live in what is essentially a tiny home, there’s only room for one”. They don’t press me too hard as this lifestyle is an acquired taste and I’m happy to say it keeps mooches off my couch!

What about you? Have you found your own perks to the RV life? I would love to hear them so please leave a comment below.

 

How To Use Nadaguides for RV shopping – 5 easy steps

Have you ever wondered what decides how much we pay for cars, boats, and rvs? Who determines what is fair market value for an motorhome?

When researching prices for the class A units I feature on this website, I use Nadaguides because it is considered the most authoritative source for value comparison…but why?

The NADA story

Nadaguides (or NADA for short) stands for the National Automobile Dealers Association. Formed more than 100 years ago back in 1917, it is considered the bible for industry pricing on automobiles, boats, trailers, and motorhomes.

First a little history…

Nada as an organization that has its foundation rooted in political activism. In 1917 a group of about 30 dealers got together to form an association to go up against the federal government!

They had proposed to apply a 5% sales tax on the sales of all vehicles. So they went to Washington to convince congress that cars are a mass consumer good, not  a luxury item and that autos contributed for the good to the nation’s economic health.

Apparently they were effective in changing the minds of legislators because not only did they persuade congress not to apply the tax, they got them to decrease the already in effect luxury sales tax from 5% to 3%, and circumstantially prevented automobile factories from being converted to war factories during WWI.

Recognizing the ongoing need of an organization to tend to the political and economic interests of auto dealers, the first president of NADA was elected in Chicago in 1917.

NADA is the largest national trade group in the country. The prices listed on their consumer site reflect an average compilation of sales from hundreds of thousands of individual transactions from the busiest dealerships all across the country.  So they present a strong data point from which to base values.

Things to keep in mind:

  • The values listed on NADA are based strictly on data from participating member dealerships, which happens to be most major dealers in the country.
  • Most lenders use NADA exclusively when determining loan-to value ratings, making it an important consideration for determining what an rv can be sold and traded for in dealerships and therefore even in private sales.
  • Although no guide is 100% accurate in that it can reflect every possible data point given by the industry, Nada can be used effectively to negotiate prices in dealerships and to come up with ballpark price points for buying and selling privately.

How to use the NADA website

  1. go to nadaguides.com/RVs
  2. choose your rv type:

3. Research motor home by make and model….there are 100’s!

nadaguides research motorhome aclassrvsale

4. Put in the correct year, then click on the model in blue.

nadaguides make and model aclassrvsale

5. Once you click on the make and model you will be prompted to enter your zip code.

From there you will be taken to get base pricing. If it is a diesel motor home there is no need to put the mileage, but you will need to if it is gas.

nadaguides base pricing aclassrvsale

6. And voila`! You’ve  got a base price (what most dealers use) from which to compare on shopping for or selling your motorhome.

As you can easily see there is HUGE discrepancy between the suggested list price, low, and average retail.  Most of us are aware to never pay that!

There are other considering factors though, such as the condition of the unit, any options it may come with and seller incentives when you are gauging what is a fair price.

I get a special thrill when I find a motorhome that is being sold considerably beneath low retail. As long as it is clean and running efficiently it warms my heart to know I’m not being ripped off and am in fact being given a fair price.

The Bottom Line

Although the values in Nadaguides are an arbitrary measurement…they are still a very useful guide in terms of determining what is a fair market price.

I hope this post was helpful to you. Please drop me a line if you have any comments or questions.

 

Good Sam Club: Should you join or not?

A little history…good sam club aclassrvsale

Good Sam is the largest international organization of RV owners in the world. It was founded in 1968 by Art Rouse, owner of the company that published Motorhome and Trailer life magazines at that time. Subsequently, it was developed into a club offering discounts and RV related services to its members.

The name Good Sam Club was inspired by the biblical parable of the good Samaritan who stopped to help someone broken down on the side of the road when others had passed them by. Gives you a pretty good feeling.

 

Marcus Lemonis, star of the hit show the Profit, is CEO of Good Sams

marcus lemonis good sam club aclassrvsale
Star of the hit show “The Profit” on NBC, Lemonis was Lebanese born and adopted by a family in Miami. He grew up exposed to an entrepreneurial father who ran a network of Chevy dealerships in south Florida.

Marcus showed a propensity for business early in life when at the age of 12 he started his own lawn mowing service. After graduating from college and running for political office, he held key managerial and sales roles in the automotive industry. That is how he met Lee Iaccoca, CEO of Chrysler, who encouraged him to enter the RV and camping arena.

Lemonis revolutionized the industry, buying 100+ companies from dealerships and turning them in Camping Word Supercenters. Combining Good Sam Club with Camping World, Lemonis has been able to create an organization which now employs 7500 people in 125 cities with an annual revenue of 3 billion and a membership of 1.8 million RV owners.

Costs and perks of Good Sam

Good Sam is a large organization offering a variety of different services including road side assistance, extended RV warranties, RV and auto insurance, travel assist, credit cards, RV loans, and life/health insurance.

Good Sam Tire & Wheel Protection

The yearly cost of membership is $27 per year with discounts if you sign up for multiple years. I suggest doing the yearly first of course just to try it out.

Perks include receiving a 10% discount at RV parks (honestly nothing to write home about), fuel discounts, and more importantly, an extensive network of nicer parks located all over US. These parks are vetted a lot better so your chances of pulling up into a park and getting a nasty surprise is decreased considerably.

You will also receive perks if you are a veteran. Good Sam also offers more extensive discounts to members on products in their SuperCenters, up to 30%, as well as trip planning services.

This is good for those just beginning to rv. Their knowledgable and helpful staff will let you know how much you can save and really give support for newbies and veterans alike.

Top complaints

One complaint people have of Good Sam Club is it doesn’t offer refunds on the membership if you cancel. Also, the app that it has crashes frequently so when you are on the road and looking for an RV site this could be a nuisance.

Being a large mega organization you are bound to find a bevy of complaints against them,however they are rated A+ by the BBB and have been in business for 52 years. They currently have 60 closed complaints in the last 3 years, not bad for an enterprise with a million+ members.

All that being said….

There are other memberships to consider that give much bigger discounts on the RV parks such as Passport America. However, because of its history, foundation, CEO, philosophy and extensive services offered I can’t find a reason for $27 a year NOT to find out for yourself how and to what extent it could benefit you.  Here are some links to just a few of Good Sam’s services.

Have you tried Good Sam Club and if so what were your experiences? I would love to hear about them in the comments below.

 

 

 

Why the Total Gym 1400 fits my RV lifestyle

Getting in shape for 2018total gym 1400 aclassrvsale

Although it is now the month of June I have decided to finally commit to my new years resolution that I made in January! I have long wanted to begin a serious strength training program.

As I age I find I want to keep myself in the best shape as possible. RV life is a lot more fun when you are active and fully capable of physically enjoying all the activities that come  with the adventures of traveling.

Not only that, but the health benefits that come with strength training have been well documented. Loss of body fat, general strengthening, decreasing chances of osteoporosis, and general mood enhancement are all well worth the effort of working out on a regular basis.

Why I choose to work out from home vs going to a gym

Gym aclassrvsale

My #1 reason for working out at home is the most obvious one…CONVENIENCE! I love being able to pull out my home gym first thing the morning before going to work.

I bust out a 15-20 minute work out and have done the most challenging physical activity of the day first! No driving someplace to spend time, gas, and effort. No membership fees. And it is certainly great not to have to find a gym everywhere you travel.

You truly have no excuses left not to do it when it’s sitting there staring you in the face.

So a home gym is a no brainer for me. But which one of the oh-so- many choices out there?

How I choose the Total Gym 1400

chuck norris aclassrvsale

No it wasn’t because I am a big Chuck Norris fan. I thought Christie Brinkley was the better spokesperson. But the advertising does work! After years of seeing the infomercials, at some point the idea of getting one of these babies got into my psyche.

I wanted the Total Gym Fit which is the latest model but it retails for $1500. I didn’t want to make that big an investment in something that I wasn’t even sure I was going to follow through with. I found the 1400 series based on reviews and the easy price of under $300.

How many of you have bought some home workout equipment thinking you were going to transform your body but it now serves as a place to hang your wet clothes? Being able to relate to that, I decided to start with the low end model and if I stick it, work my way up.

Got my Total Gym 1400 and loving it!

I received my gym and the first thing i noticed was how heavy it was. Moving it from the mailroom to my rv was a work out in itself! It is definitely a sturdy piece of equipment which will be durable for years to come.

Living in a 233 sq.ft place dictated that the gym be foldable and easy to store which i can say this it is. Stretched out on the floor it requires about 8 X 3 ft.

I spent an hour reading through all the instructions and manuals. It comes with a DVD, two instruction booklets, and even a diet plan. The actual setting up of the machine takes about 15 seconds.

You have to move slow it it because it can pinch fingers, but once you know how to open it you are literally 10 seconds away from a decent work out.

They also supply you beginer to advanced work out plans. I’m still on beginner level but if I keep up my commitment I can see it taking me where I want to go.

I have included a short video so you can see how the machine is used. It’s not the same model but exact same principle.

I bought my Total Gym 1400 on Ebay…here is the link.

Ebay

If you are full-time in your rv, live in a tiny home, and want an economical starter home gym, I highly recommend this one.

How about you? Do you work out on a home gym and if so what is your experience? How about working out on the road? Please leave a comment and I will be happy to respond.